Bad Credit Auto Loans & Financing

Having poor credit can be very discouraging when you need to buy a new car or refinance an existing one.

Our team members at House of Cars Arizona are experts at helping people with bad credit get auto loans at the best rates possible.

Find out everything you need to know about auto loans with bad credit and what options are available to you.

What Is An Auto Loan? 

This is a type of loan that a car dealership or bank lends to a person intending to purchase a vehicle.

The borrower agrees to pay for the total amount granted gradually with an extra percentage depending on the loan duration, which is called interest.

5 ways our dealership helps people improve bad credit loans 

Here at House of Cars Arizona, one of our top priorities is to offer programs tailored to meet the needs of our clients, even if their credit score is less than desirable.

If you find yourself with poor credit, our team can help you step into the car of your dreams with one or more of our many offers:

• A wide range of interest rates, finance terms, and payment terms that suit your budget
• Credit consolidation
• Low bi-weekly payments (on approved credit)
• Unemployment Insurance
• Private financing team for quick and comfortable services

Auto Loans & Refinancing Options

There are plenty of loan options available to you when you team up with House of Cars Arizona, whether you need a new loan or looking to refinance your current bad credit loan.

We may be able to help you wipe your debt or even increase your credit score while improving your finances.

If you’re interested in obtaining a new vehicle loan, our auto financing plans are fast and straightforward. Follow these three simple steps to get started:

1. Call or email our House of Cars Arizona finance team
2. Fill out our secure finance application form online
3. Make an appointment to pay with a member of our finance team

If you’re interested in refinancing your current loan, just give our finance team a call to get started. We will ask you for a few supporting documents to get started:

• Proof of income
• Government-issued photo identification
• Banking information
• Proof of vehicle ownership

Our finance team will inform you if additional documents are required. Then you can just leave the rest to us.

We work with various lenders, so even if your credit score is hurting, we can guarantee that you’ll get the best rate available to you.

Why Choose Us?

At House of Cars Arizona, we want you to drive away in a car that speaks to you, aligns with your lifestyle and won’t break the bank.

No matter what your credit looks like, we will strive to provide you with loans and refinancing options that will help you.

Click here to fill out our online financing application and be one step closer to having your dream car!